The real estate market of Louisville has sellers from various backgrounds, each eager to secure a great real estate deal. As thrilling as this process can be, the thought of selling your Louisville home and handling paperwork often feels overwhelming. Here’s your detailed guide, breaking down what documents are necessary when selling your house and which documents are a plus for your buyer.
The Mandatory Documents for Selling Your Louisville House
The real estate process in Louisville does suggest a list of conventional documents. However, there is only one piece of documentation that you normally need to bring with you to the closing table.
It may seem strange, but having a photo ID whether it’s a driver’s license or passport—validates your identity and confirms your legitimacy as the homeowner to the title company, a lot of people think that you need to bring the deed or the mortgage statement or things like this to closing but whenever the title company is starting a title search they get all of that information and get all of the payoffs for everything as well whenever they run the title search.
You will see other articles that tell you you need to bring the deed and the closing statement and the HUD but honestly our title company in Louisville gets all of that ready for you so whenever you come to the closing you just need to bring your photo ID to make the process easy for you
Whenever you run a title search with a title company they will need to verify your social security number to see if you owe anything on the property such as mortgages and liens taxes or anything along the lines of that. The other cost associated with selling your little house would be closing costs and attorney cost and then also prorated taxes if you are selling your property to an investment company then a lot of times they will pay those for you.
Extra Documents That Are Helpful To Get More Money And Save Time.
So the only required document that you need to bring to closing is a photo ID but there are several documents that if you have you can potentially get more money for your property and also make the sale of your home easier. Some helpful documents that could help the buyer whenever you are selling the property is a survey for one and then if you have a list of all the recent repairs done to the property that is always a plus for the buyer so that they know a more accurate condition of the house to be able to give you a better offer.
Whenever you start the title search on the property the title company will need an authorization form signed by you so that they can get the payoffs for everything so if you’re able to get that to the title company as soon as you get the contract over to the title company as well that can help speed up the process.
We Provide A Streamlined Home Buying Service In Kentucky.
Armed with a clearer understanding of what’s required and what’s optional, sellers can approach the market with renewed confidence.
If you are currently in the market to sell your house fast please reach out to us at 502-461-1450 for no obligation offer on your property and if you know anybody looking to sell a property and you refer them to us you can earn $1,750 at the closing table that will have a check with your name on it.
Knowledge is the bedrock of seamless property sales in Louisville. By acquainting oneself with the lay of the land, sellers can navigate the market proficiently. The city’s unique blend of tradition and flexibility offers a real estate experience like no other. Prepare, be informed, and dive into Louisville’s bustling real estate scene with newfound clarity and assurance.